Banking:
E/M-commerce:
biometrics:
contactless:
cross-border:
emv:
iot:
mpos:
omnichannel:
pos:
retail:
wallets:

Tokenisation: A secure and seamless payment experience

Increasingly, as the consumer experience moves online, convenience is becoming the number one priority. Not only can consumers shop from the comfort of their homes, but they can have products delivered within days, and sometimes even on the same day.

Due to this, when consumers purchase in-store, they do not then want to be faced with the frustration of queueing, or a payment process that goes on far longer than is deemed necessary. Customers can be put off completing a transaction simply by having to fish out a card to type a series of numbers (pin code) into a payment terminal. The introduction of innovations such as Apple Pay and Samsung Pay have made this even more so, with customers’ devices memorising payment details for them, and acting as a contactless card.

As a result, in order to remain competitive and ensure conversions in this fast-paced modern world, retailers are tasked with providing a frictionless experience. But that’s not all. As digital payments systems have developed, so too have data regulations, adding another consideration to merchants’ plates – providing a seamless system without sacrificing security.

  • Payment Services

Home Activity Sheets: Color Our Social Distancing Hero’s to Safety

As we continue to spend more time at home, we can find more ways to be creative. We designed these at-home activity sheets with people of all ages in mind.

  • Customer Experience

Less contact? Go contactless!

Find out our infography about contactless transaction and its volumes which are expected to increase dramatically following the health and hygiene crisis that COVID-19 created globally.

  • Customer Experience

Payments Strategies to Mitigate the Risk of COVID-19: Learnings from China and Asia Pacific

On 11th March 2020, the World Health Organization (WHO) declared the COVID-19 outbreak a pandemic. At the time of writing, hundreds of thousands of lives and businesses have been affected. With multiple countries issuing bans on travel across borders and ordering shutdowns of cities and towns, many businesses are seeing the virus take its toll.

  • Customer Experience
  • Tech trends
  • Security & Fraud
  • Payment Services

Simplifying PCI: What are the risks, and how can merchants remove the burden of compliance?

Payment Card Industry (PCI) requirements are a minefield of acronyms and, for many merchants, it can be difficult to understand exactly what they need to do to ensure they are compliant. In brief, the PCI standards are a set of security compliance frameworks that merchants must maintain in order to take physical and/or digital card payments either in store, online or on their mobile. Without PCI compliance, merchants will not be able to work with an acquirer and may also be fined by the card schemes such as Visa or Mastercard.

  • Security & Fraud